First Home Buyers
How Pink Lion Financial Helps First Home Buyers
Welcome to Your First Home Journey
Buying your first home is a big milestone. At Pink Lion Financial, our role is to make this journey smoother. We help you understand your options, work out what you can afford, and find a home loan that matches your needs without surprises.
What First Home Buyers Should Know
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First Home Owner Grant (FHOG): If you are buying or building a new or substantially renovated home, you may be eligible for a one-off grant of $15,000. RevenueSA+3Bank SA+3Homebuyer Help+3
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Stamp Duty Relief / Exemption: From June 2024, stamp duty for first home buyers purchasing or building a new home in SA has been abolished for those eligible. Homebuyer Help+2News.com.au+2
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Eligibility Criteria: Must be 18 or older; at least one buyer must be an Australian citizen or permanent resident; you must occupy the property within 12 months for at least 6 months. Bank SA+1
How Pink Lion Financial Supports You Every Step
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Assess What You Can Afford We’ll run through realistic scenarios with you—your income, savings, ongoing costs—to establish what size of loan and what repayment schedule works in your budget.
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Storefront to Settlement Help We guide you from pre-approval through to final settlement: reviewing contracts, organising required paperwork, helping you avoid common pitfalls.
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Access to Multiple Lenders & Loan Types We compare home loan-options across a range of banks, credit unions or lenders, to find a home loan with interest rates, terms and features suited to your circumstances.
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Clarify Deposits, LMI & Loan Structure Understand how much deposit you need, whether lenders’ mortgage insurance might apply, fixed vs variable rate, and what repayments will look like. We explain all in plain language.
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Maximise Government Grants & Incentives Don’t leave money on the table. We’ll check your eligibility for the FHOG, any stamp duty relief, and other rebates or incentives so you get every benefit you’re entitled to.
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Support Through Inspection, Purchase & Settlement From inspecting properties to advising on contract terms, we help coordinate with conveyancers, lenders and local authorities to ensure settlement proceeds smoothly.
